Choosing the right card depends entirely on your priorities: do you want cashback gimmicks, or do you want fundamental privacy?
The Centralized Giants
Binance and Crypto.com offer great metal cards and cashback rewards. However, the cost is your data. They require full KYC, selfie verification, and proof of address. Furthermore, they lock your funds in their custodial wallets, meaning your crypto can be frozen at any time without warning.
The Privacy Alternative
OkiCard sacrifices points programs to provide you with pure data minimization. We do not require your passport, and we operate a non-custodial loading system. You hold your keys until the exact moment you wish to spend.
Data Comparison
| Feature | OkiCard | Binance / Crypto.com |
|---|---|---|
| KYC Required | Email Only | Passport, Selfie, Utility Bill |
| Custody | Prepaid (You hold your crypto) | Custodial (They hold your crypto) |
| Setup Time | < 2 Minutes | Days/Weeks (Verification queue) |
